Eleven modules on one ledger.
Rent the modules you need. Renting one switches on its services and screens for your workplace; everything else stays off. Every module runs on the same ledger, the same maker-checker controls and the same audit trail.
Core banking
Accounts, payments, deposits and loans on a double-entry ledger that closes its books.
- Steinvar Ledger Accounts and general ledgerA double-entry ledger that closes its books.Multi-currency accounts with holds, limits, arranged overdrafts and a status lifecycle; a versioned chart of accounts; decimal amounts end to end; append-only postings with maker-checker corrections; month close, year end and a trial balance in the back office; an hourly reconcile that freezes on drift. About Steinvar Ledger
- Steinvar Payments Transfers and SEPA formatsScreened, limited and approved before it books.Idempotent transfers with four-eyes on HQ payments, customer limits, both parties screened, standing orders paid once on their business day, and ISO 20022 messages with SEPA SCT and Instant envelopes. The rail connection runs through your sponsor bank or PSP. About Steinvar Payments
- Steinvar Save Term deposits and savingsDeposit products defined in an afternoon.Tiers, floating rates with floors, five day-count conventions, compounding, early withdrawal with tax clawback, renewals and holidays, all declarative. Interest posts exactly once, every night. About Steinvar Save
- Steinvar Lend Consumer loansFrom application to collection, under two pairs of eyes.Offers, applications, affordability with DSTI and observed income, two-person approval, agreements signed in Docs, six schedule shapes, variable rates, daily accrual, nightly collection, a dunning ladder and IFRS 9 expected loss. About Steinvar Lend
Compliance
Know your customer, screen every party and report suspicion, with two people on every decision.
- Steinvar Verify KYC and KYBOnboard people and companies in one reviewer queue.Versioned policies in a visual editor, document and MRZ reading, ePassport chip checks, EUDI Wallet, registry lookups, UBO graphs, enhanced due diligence, periodic re-review and a hash-chained record of every decision. About Steinvar Verify
- Steinvar Screen Sanctions and AMLHits reach two people, not a spreadsheet.EU, UN, OFAC, UK and Lithuanian lists refreshed every six hours; both payment parties screened in real time; transaction-monitoring scenarios with approved parameters; alerts closed by two reviewers; suspicious-activity reports prepared for FNTT. About Steinvar Screen
Operations
Documents, statements, workflows, rules and messages that every module uses.
- Steinvar Docs Documents and e-signatureContracts from draft to archive, with evidence.Immutable versions, contracts and clauses, approval workflows with quorums, electronic signatures with sealed evidence and timestamped PDF seals, retention holds, webhooks and public signing links. Loan and deposit agreements are filed here on their own. About Steinvar Docs
- Steinvar Report Statements and returnsStatements from the ledger, every month.Customer statements as PDF and camt.053, filed to Docs and e-mailed monthly; loan portfolio, arrears and income reports reconciled to the GL; deposit tax returns; CRS, CESOP, Bank of Lithuania and VMI formats built in. About Steinvar Report
- Steinvar Flow Workflow orchestrationProcesses you can see, test, approve and replay.A visual flow designer with more than thirty operators, maker-checker versions, a dry run that writes nothing, restart from the failed step, a circuit breaker and dead-letter replay, on event streams kept for 400 days. About Steinvar Flow
- Steinvar Decide Decision rulesCredit and risk rules your analysts can read.Staged rule sets written as sentences, tested in a sandbox, approved before anything uses them, and an evaluation record for every decision. Loan affordability and KYC risk rating run on them. About Steinvar Decide
- Steinvar Notify CommunicationsCustomer wording under the same control as code.Templates versioned and approved, delivered by e-mail, SMS, Slack and in-app with a delivery log. Security codes, statements, standing-order notices and collections letters use the same engine. About Steinvar Notify